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Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational messages.


Any waiver by Canadian Tire of any of these terms and conditions at any time does not mean that Canadian Tire cannot rely on these terms and conditions at any subsequent time. You cannot collect paper Canadian Tire Money® and eCTM on the same transaction.

If you are the holder of a Program Credit Card and you fail to keep your credit card account in good standing, any eCTM that you might have collected as a result of transactions with that Program Credit Card, may, in Canadian Tire’s sole discretion, be cancelled.

Eligible Merchandise
All merchandise sold at Canadian Tire stores, or on-line at canadiantire.ca, is Eligible Merchandise except the following: gift cards, lottery tickets, hunting and fishing licences, tire disposal fees, tire taxes, Rug Doctor® rental charges, refundable deposits, environmental fees, repair charges, delivery or assembly charges, other store services (other than automobile service), interstore sales, other store labour (other than labour for automobile repairs), donations at a discount, house account charges, towing charges, prepaid cards, phone cards, tobacco products or alcohol, Pit Stop® parts/labour charges, Canadian Tire Roadside Assistance®memberships that are purchased over the phone or on-line, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with a Canadian Tire branded credit card, premiums for other Canadian Tire branded insurance products, cash advances, transactions using a convenience cheque, balance transfers and other cash transactions, any fees charged on a Program Credit Card, payments made to a Program Credit Card account, the value of any part or item traded-in in connection with a purchase, any item that we are legally precluded from awarding eCTM in respect of and such other goods or services as we may determine from time to time in our sole discretion.

Your eCTM will be stored in that account. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. If a Member has multiple Program Credit Cards they cannot be linked to the same Triangle Rewards Account.


A Member can request the issuance of additional Triangle Rewards Cards that have the same account number as that Member’s Triangle Rewards Account.

Collecting electronic Canadian Tire Money
eCTM can be collected when you purchase Eligible Merchandise (see below) at participating Canadian Tire stores or on-line at canadiantire.ca (or such other web site as may be designated by Canadian Tire from time to time). ®/TM Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. The Program Credit Card must be linked to a Triangle Rewards Account at the time the purchase is made in order to collect eCTM.

eCTM can also be collected when you purchase fuel (gasoline or diesel) at participating Canadian Tire gas bars and present
a Triangle Rewards Card (or use a Cardless Method described below) and use a qualifying form of tender or if you pay for the purchase with a Program Credit Card. If any provision of these terms and conditions is invalid or unenforceable, such provision will not affect the validity and enforceability of any of the remaining terms and conditions. Visit https://triangle.canadiantire.ca/en.html for more information. 99. Please note that in some Canadian Tire stores it may not be possible to simply provide your phone number when redeeming eCTM; presentation of your Triangle Rewards Card or Program Credit Card or scanning of the Program App may be required instead. If you do not receive a Triangle Rewards Card you will need to use a Cardless Method (see below) when you collect or redeem eCTM. 

Any Program Credit Cards that are issued to a Member will also be linked to that Member’s Triangle Rewards Account.

Add to list . The offered rate is exclusive of any bonus or promotional offers or redemption transactions. We reserve the right to limit quantities. For the purposes of this section, “inactivity” means that there has been neither a transaction in which you have collected eCTM, nor a transaction in which you have redeemed eCTM during the period in question.


Termination of Membership and Cancellation of the Program
Membership may be terminated by Canadian Tire if any of the following events occur: (A) the Member has failed to comply with any of these terms and conditions, or Canadian Tire determines that the Member has abused the Program or has made any misrepresentation or false statement to Canadian Tire; (B) the Member dies; (C) the Member becomes bankrupt or insolvent or any bankruptcy or insolvency proceedings are commenced by or against the Member, (D) the Member is charged with a “designated offence” (as defined in the Criminal Code (Canada)), (E) the Member’s Program Payment Card is terminated by Canadian Tire Bank, or (F) Canadian Tire suspects the Member of any fraudulent activity in connection with the Program or the use of a Program Payment Card.

A Member may choose to cancel his or her membership by written notice sent to the address below or by calling Program customer service.

Termination or cancellation of membership in the Program will result in the immediate closing of the Member’s Triangle Rewards Account and the cancellation of all eCTM in such Triangle Rewards Account without any compensation or other liability to the Member. Participants are responsible for any taxes, duties or other charges associated with their participation in the Program.

Any written notice to Canadian Tire may be sent by ordinary mail to:

Triangle Rewards Program
PO BOX 2000, Station Main
Welland, ON
L3B 5S3

We may cancel any eCTM that has not been properly issued or that we believe has been issued due to fraudulent conduct or conduct that is inconsistent with these terms and conditions or the spirit of the Program.

For Members resident outside of Quebec only: Canadian Tire may amend these terms and conditions at any time without notice. Upon receipt of the notice, you may choose to reject the amendment and rescind these terms and conditions.

These terms and conditions are governed by the laws of Quebec and the federal laws of Canada applicable in Quebec. However, we may, from time to time and at our discretion, have special offers or promotions that would allow you to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM.

If you use more than one Program Credit Card to make a purchase (e.g. Any bonus multiplier is based on the base rate of (0.4%) collecting CT Money and will be added to whatever the Member would otherwise collect, without the bonus.

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